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3. Purchasing Massive-ticket ItemsExperian found that 27 p.c of potential mortgage seekers mentioned they might use the money to make some unspecified large buy. That does not necessarily imply that they must finance the entire item with the mortgage, according to Rod Griffin, director of public education for Experian.

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The AWA is scored differently. Each of the sections are read by a human reader and a computerized essay-scoring engine. Every one assigns the essays a value from zero to six. If the human and computer score differ by multiple point, then a second human reader is introduced in to determine the ultimate rating. Human readers are specially trained school and college school members. In the event you consider your AWA part was scored incorrectly, you can ask for a rescore up to six months after your test date.