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Also on your pad of paper, you should list all the information that you need to gather, with space next to each item. This will make it easier to collect your thoughts during this situation. The information you need to gather from the other driver is their name, address, phone number, driver’s license number, date of birth, license plate number, make, model, year, and color of their vehicle, VIN number, insurance company name, policy number and contact information for the insurance company.

If the junk vehicle in your yard is obviously not a classic car but is in decent cosmetic condition, the first thing you should do is see if you can get the car started. In most cases the engine has seized up which could mean it will cost you a lot of money to get it fixed. Contact a mechanic or somebody who knows a lot about cars to see if they can diagnose what is wrong with the vehicle. In most cases they will tell you it needs a new engine and perhaps a new transmission. The cost of buying these parts and installing them will probably far exceed the value of the vehicle. In fact, you might even be able to buy the same vehicle in working condition for far less than it would take you to fix the junk car in your yard. Not to mention that would be far less headache.

If your motor insurance policy costs a few thousand dollars and the accident only involves a few hundred dollars, it may not be wise to claim from your insurance policy. This is because if you have any claims in the past 3 years, the insurance company will require you to pay additional premiums so they can recover what they lost in payouts to you. This may seem ridiculous, but it is definitely true.

However, in the situation a teen car crash or collision, your rates can shoot up and make you wish you just pay out of pocket (hell, you might even come ahead). The questions then are: should you file if your teen wrecks your or his car? How much will your rates go up?

Now there are thousands of different companies set up all over the world that help people get rid of their old junk cars by paying them cash and taking it from them. These companies then break the junk cars down to retrieve whatever spare parts remain inside them in working condition. They sell these spare parts further ahead to different automobile companies like garages and repair workshops. These companies have huge crushers and melting pots in which they send the metal of the junk cars to first have it all crushed down and then melted. This melted metal is then sold by these companies to other factories and manufacturers who need it in their production lines. This is where the business of car companies runs on a day-to-day basis.

It is one thing to have insurance; it is something else to claim your indemnity when your car crashes. Some insurance firms can be such a pain. Sometimes what you need is a car accident lawyer to arm-twist them into compliance. You couldn’t do it yourself, unless of course you are skilled in matters of the law. If you are not, then leave it to the experts – car accident lawyers.

Don’t worry. The egos of most of us personal injury lawyers are too big for us to be too upset if you choose another attorney. We know that we can competently represent you and want your business. But, just like when you buy anything, it’s only fair for you to check out your different options.

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