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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by providing you with interactive tools and financial calculators that provide objective and unique content. This allows you to conduct research and compare information at no cost – so that you can make sound financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this website come from companies that compensate us. This compensation could affect how and when products are featured on the site, such as, for example, the order in which they may appear within the listing categories and other categories, unless prohibited by law. This applies to our mortgage and home equity products, as well as other home loan products. But this compensation does have no impact on the content we publish or the reviews you read on this site. We do not include the vast array of companies or financial deals that could be available to you.

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4 min read Published November 28th, 2022.

Written by David McMillin by Contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards, banking, taxes and travel. David’s goal is to help readers figure out how to save more and stress less.

The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping their readers feel confident to manage their finances through providing precise, well-studied information that breaks down complicated topics into manageable bites.

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Buying a car can be a difficult process — particularly if you don’t want to negotiate for a better deal or extra amenities. A showed that more than half of people feel uneasy when they visit a car dealership. Instead of facing that anxiety and stress, you can take advantage of the convenience of not having to bargain when buying. 5 ways to buy a car with no haggling have plenty of choices for buying a new car without haggling. Remember that if you have the impression that you’re receiving a fair price it is possible to avoid haggling and go with the dealer’s offered price. 1. Purchase it online if you don’t wish to talk with a person while buying a new car, online sellers have they got you covered. Find a non-binding buying sitelike and . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain a trade-in estimate without talking to anyone. Plus, if you find an automobile you like and want to purchase, someone will probably deliver it to your house. If you do, make sure to read the terms. Because you’re not taking a test drive, you need to understand your if you regret your decision. There are some potential drawbacks. are many advantages to buying a car but, remember that this is a major purchase that you’re making without seeing. Also, be aware of additional fees charged for purchasing this way, including a delivery or destination fee for the car to get to you. 2. Find a dealership that is not a bargaining place. While you might think of all car dealerships as the typical back-and-forth bargaining Certain dealers only offer no-haggle prices. Enterprise, for instance sells used cars and uses the no-haggle pricing model. AutoNation — which has more than 300 locations in eight states an option for those looking to purchase a used car. It is a fixed-price, no-haggle pricing model. will still be in the market on these lots, so familiarize yourself with what you can and cannot do without. Potential drawbacks: You may still be paying an amount that is higher than the sticker price at one of these lots, particularly once fees are factored in. While some fees aren’t, you’ll be stuck with them if you do not negotiate. 3. Join a club programs where you’ll get a discount, but you don’t have to request it. If you’re an active member of AAA, the club’s Auto Buying service offers member-only pricing. Costco offers pre-arranged pricing for AAA members. The discount is visible on the internet, and occasionally discounts that last a limited time may help you save more without having to bargain with anyone. There are also membership options that can help with buying a car and addressing other financial requirements. Credit unions like and offer the option of car buying with bonus cash offers for members and an upfront, no-hassle price. The drawbacks could be: If you purchase through a club it is important to ensure that the price you are being offered is competitive. “Exclusive” deals might or might not be worth the time, so make sure you compare prior to committing to one of these clubs just to make one transaction. 4. A car broker can be hired as another way to avoid haggling in the purchase of a car: Let the car broker negotiate on your behalf. Car brokers, also known as car concierges, are firms that search for and negotiate for you. You give them a budget and tell them what you’re looking for and they will come back to you with options. They can also assist in negotiating the purchase of your car. You’ll have to pay the broker an amount to use their services, but that expense — likely just a few hundred dollarswill pay off in the form of making your life easier and saving money. Potential drawbacks: Simply put, a car broker is not the person you are, therefore you will need to communicate your expectations in a manner that is clear. When they conclude the deal on your behalf, you will most likely be committed to the conditions and prices they’ve agreed on. 5. Make use of a car auction website Auction sites like eBay Motors enable you to bid on a car and then try to get the lowest price, without having to negotiate against the dealer. The auctions range from vintage vehicles to brand-new models. Even though you may have to travel to pick up the vehicle, it can be a great way to get the car you want without having to bargain. Auctions are often recycled, salvaged, or repossessed. Dealers can purchase them in bulk rather than individually. Certain auction sites allow you to bypass bidding altogether if you agree on an “buy the car now” price or a similar price. Potential drawbacks: It can be difficult to obtain financing for a car that you’re buying at auction — you’ll likely need to pay for the purchase upfront. Remember that you’ll need to pick up the auction’s winnings from the seller or discuss shipping or delivery. The reasons to not negotiate What’s the reason you’d pass up the chance to saving some money? It’s true that the old saying “time can be money” is true. You could be negotiating for hours for a better deal, and only be able to secure discounts of just several hundred dollars. The market for used cars is still competitive with a continuing computer chip shortage exacerbated by rising raw material costs as well as the conditions in Ukraine. “It’s difficult to predict the future,” says Matt Degen the editor at Kelley Blue Book. “Don’t think you’ll be able to make much bargaining room right now.. More than ever, consumers are paying the full price. Don’t expect screaming deals in the near future.” The main point is that the traditional approach to buying a car can be a stressful and frustrating experience due to the stress of dealing with a pushy sales rep, but it doesn’t have to be that way. There are plenty of ways to avoid all the haggling and remove the hurdles between your hands and the steering wheel. While you don’t wish to shop around or haggle for the best price for the car, there is an area in which you need to look at several options: the loan to help you get the keys. Check out financial institutions and credit unions to find the best financing rate.

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Written by Contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such as credit cards, mortgages tax, banking, and travel. David’s aim is to help readers understand how to save more and stress less.

The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to take control of their finances through providing precise, well-researched and well-written information that breaks down complex topics into manageable bites.

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